Last Updated:June 25, 2025, 19:32 IST
The Ayushman Bharat PMJAY scheme is a government health initiative that provides free hospital care to eligible citizens.
It gives senior citizens up to Rs 5 lakh a year for free medical treatment. (Representative Image)
Healthcare costs can be very hard on low-income families. To help with this, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY). Under this scheme, families get free hospital treatment worth up to Rs 5 lakh every year.
What is the Ayushman Card?
The Ayushman Bharat card is given to people who are eligible for the PMJAY scheme. It is connected to the Ayushman Bharat Health Account and makes it easier for cardholders to access medical care.
With this card, families can get cashless and paperless treatment in approved hospitals for major health issues. It covers both secondary and tertiary hospital services, ensuring affordable and accessible healthcare for those who need it most.
Ayushman Card: Eligibility
To get an Ayushman Bharat Card under the PMJAY scheme, your family must meet certain criteria based on your living conditions or job type.
Eligible Urban Workers:
People working in informal or low-income jobs such as:
– Ragpickers, beggars, and domestic workers
– Street vendors, cobblers, and sanitation workers
– Construction workers, masons, plumbers, and painters
– Drivers, rickshaw pullers, and transport helpers
– Electricians, mechanics, washermen, and security guards
– Shop assistants, waiters, peons, and delivery helpers
– Artisans, tailors, and home-based workers
Eligible Rural Families:
– Families living in one-room kucha houses
– Households with no adult members aged 16–59
– SC/ST families
– Households with a disabled member and no adult without disability
– Households with no adult male between 16–59
– Landless families relying on manual labour
Senior Citizens:
– All senior citizens above 70 years, in both urban and rural areas, are eligible
– Those already under other government health schemes (like CGHS, ECHS, CAPF) can stay with their current plan or switch to PMJAY
– Seniors with private or ESI health insurance can also apply for PMJAY benefits.
Ayushman Bharat Scheme: How to Apply in 2025
Here’s an easy guide to help you register for your Ayushman Bharat Card online:
Go to the official PMJAY website – https://pmjay.gov.in
Click on the ‘Am I Eligible’ option from the top menu.
Enter your mobile number and the captcha code, then verify with the OTP sent to your phone.
After logging in, choose your State, select ‘PMJAY’ as the scheme, and fill in the required details to search your eligibility.
Click ‘Do e-KYC’ and choose ‘Aadhaar OTP’ to verify your identity.
Click ‘Verify’, tick the consent box, and enter both Aadhaar and mobile OTPs to complete e-KYC.
Wait 15–20 minutes, then log back into the PMJAY website.
Click on ‘Download Card’, verify using Aadhaar OTP again, give consent, and then download your Ayushman Card.
Once downloaded, your card will allow you to access free medical treatment under the PMJAY scheme.
A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al…Read More
A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al… Read More
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